Online Consumer Financial Services Degree :: Accredited Universities

Enable financial success with your Bachelor of Arts in Consumer and Family Financial Services from Ashford University.

The Bachelor of Arts in Consumer and Family Financial Services program is designed to prepare you for a career in insurance, investments, or family financial advisement. While this program provides you with a comprehensive knowledge of business finance; personal financial planning; investment management; life, health, property, and casualty insurance; principles of banking; consumer lending; and trust operations, it is distinct from corporate finance due to its focus on individual and personal support. You will learn to evaluate investments based on risk and potential returns, and you will examine the role of insurance in personal financial planning.

Entry Requirements

Students seeking admission to an online undergraduate program must meet the following admission requirements prior to the start of the first course at Ashford University:

Have a regular high-school diploma earned through college preparatory or regular high school courses or GED equivalency recognized by the Department of Education of the state in which it was earned, completed secondary school through home schooling as defined by state law, or earned an equivalent to a US high school diploma at an international high school according to approved Foreign Evaluation services. An earned IEP or Special Education Diploma or Certificate of Completion based upon IEP goals does not meet the regular high school diploma requirement for admission to Ashford University. If no high school degree was earned, applicants who have successfully completed at least a two-year program that is acceptable for full credit toward a bachelor’s degree from an appropriately accredited postsecondary institution, as defined by Ashford University transfer credit policies, may be admitted.

Be 22 years of age or older, or be exempt from this requirement by meeting one of the following criteria:

- Earned a minimum of 30 transferable credits* as defined by Ashford University transfer credit policies;

- Earned an Associate’s degree or higher from a regionally or approved nationally accredited institution; or

- Seeking readmission to Ashford University after withdrawal from a degree program; or

- Current degree-seeking student at Ashford University requesting to change majors.

Have the ability to study English indicated by one of the following:

- Achieved a recognized high school diploma or equivalent in which the primary language of instruction was English

- Received a GED that was taken in English

- A minimum of 30 credits have been earned from regionally or approved nationally accredited colleges/universities in the United States or equivalent in which the primary language of instruction was English; or

- Test of English as a Foreign Language (TOEFL) examination taken within the past two (2) years. A minimum score of 500 paper-based or 61 Internet-based is required. Copies of official scores must be submitted prior to provisional enrollment, and official scores must be submitted for full admission.

Submission of official transcripts from all postsecondary education attempted.

TOEFL scores submission.

Cumulative undergraduate grade point average of 2.0.**

Other Fees

Books and supplies : $4,000

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Financial services is a rapidly growing industry in need of rising leaders. Individuals who can help successfully manage wealth now and for the future are in high demand.

The Master of Family and Consumer Sciences - Family Financial Planning (FFP) program offers three types of online programs:

Master’s degree. Master of Family and Consumer Sciences with Family Financial Planning (FFP) specialization structured master’s program: 36 credits

FFP certificate. Master of Family and Consumer Sciences with Family Financial Planning (FFP) specialization graduate certificate program: 18 credits

FHC certificate. Master of Family and Consumer Sciences Financial and Housing Counseling (FHC) specialization graduate certificate program: 18 credits

Entry Requirements

Applicants should have completed baccerealute degree from a recognized institution.

English Communication Requirement: If English is not one of your primary languages you learned as a child (even if you are a US citizen), you must meet the English communication requirement in one of the following ways:
Students taking undergraduate courses should submit one of the following to the Office of Admissions: TOEFL score of 71 (iBT), 550 (PBT); IELTS score of 6.5 with no subscore below 5.5; SAT-Verbal score of 420 or ACT-English score of 16.

Other Fees

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As the world's population continues to grow, successful production of food and other agricultural products will remain a global issue for many years to come. The Bachelor of Science in Agribusiness Management can prepare you for a successful business career in industries related to the food system, including:

input markets
farm production
commodity marketing and processing
food manufacturing and distribution
food retailing

This degree can help you develop the vital decision-making skills, understanding of the agricultural-food system dynamics, and the leadership/management qualities to enhance your contributions to agribusiness enterprises or even your own entrepreneurial ventures.

Why an Agribusiness Management Degree Online at Penn State?

Penn State's online Bachelor of Science in Agribusiness Management provides an interdisciplinary curriculum that integrates studies in agriculture and business management with courses in finance, supply chain, marketing, and consumer behavior. You can apply the skills you learn directly to the challenges that agribusinesses face today.

Who Should Apply?

This could be an excellent program for you if you already work or aspire to work in the world food system in areas such as food agriculture, forestry, fishing, food manufacturing, grocery and farm wholesale, lawn, garden, grocery stores, or transportation and storage.

Career Opportunities for Graduates

The online agribusiness management degree program can prepare you for a challenging and rewarding career in a number of fields, including food production, wholesaling and retailing industries, financial services, agricultural supply logistics, procurement, and input suppliers. You can also pursue advanced study in business administration, finance, or marketing.

Agribusiness management graduates may work in such positions as:

account or sales manager
loan officer
marketing coordinator
pricing analyst
production supervisor

Entry Requirements

The agribusiness management bachelor's program is designed for you, if you have:

- an interest in agriculture related fields, economics, finance, and/or marketing

- an employment background in an agriculture- or business-focused career, such as farming, production, or facility operator, and if you want to complete a degree to advance in your current position or seek out a new career opportunity

- an associate degree in a related field or have completed the first two years of a bachelor's degree (not required)

International applicants
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International students whose native language is not English must submit proof of English language proficiency.
The scores must be less than two years old. The following are ways in which you can satisfy the language proficiency requirement:

TOEFL: A minimum TOEFL score of 80 on the Internet-based TOEFL or 550 on the paper exam (score reports must be official and cannot be more than two years old (code #2660);

IELTS: A minimum IELTS score of 6.5 on the academic test

SAT score of 530 or higher on the critical reading section (code #2660);

ACT score of 24 or higher on the English section (code #3656);

IGCSE score of A, B, or C on the English language exam,
IB score of 5 or higher on the English Language & Literature (SL/HL) exam,

Other Fees

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Putting Business Theory Into Practice:
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- Gain a thorough understanding of the role and operations of financial institutions

- Understand the dynamics of the business banking industry

- Learn about the impact of regulations and macro-economic policy on corporate banking

- Explore the operating philosophy, functions and organization of community-based banking in contemporary America; explain the Uniform Commercial Code and specific regulatory and legal statutes that govern a banks relationship with individual customers

- Explain the principles and practices underlying consumer and commercial lending, investing and the creation of trusts

- Describe mechanisms the business banking industry has devised to move deposits from both individual clients and the Federal Reserve branches through the document-clearing cycle

- Apply relevant management, marketing and accounting principles to the analysis and solution of problems in corporate banking, finance and financial services

- Analyze macro-economic theory and business cycles to explain the factors that drive interest rates, investment decisions and related bank operations

Entry Requirements

Prospective undergraduate students must hold a high school diploma or its U.S. equivalent.

Other Fees

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Join the new breed of financial-managers on our contemporary Banking course

Gone are the days of the bank manager rubber stamping loans behind an imposingly large desk.

Banking professionals need to be sharp and savvy, flexible and technically knowledgeable to manage increasing risks associated with the interest sensitivity of their assets and risk management issues created by credit hungry clients and liquidity demanding depositors.

Explore the legal and non-legal aspects of the banker-consumer relationship

The banking and financial management industry is one of the most heavily regulated and competitive industries in the world, posing additional challenges to the banking professional.

We will help you understand those regulatory management issues as well as introduce you to the full extent and nature and relationship between banks and their customers.

You will also explore the legal relationship and contractual obligations between the banker and customer, as well as examine contemporary issues and challenges created by the changing face of personal and online communication.

Access a diverse and exciting industry full of choice and opportunity

As a banking professional you will be dealing with a diverse and complex range of products in an exciting and multi-layered industry dealing with almost every type of financial arrangement including mortgages, loans, equity markets and business management.

Graduates of our course are also potentially eligible for associate membership of the Financial Services Institute of Australasia (FINSIA). For advice on specific requirements students should contact FINSIA directly.

Entry Requirements

Secondary school results
English competency

Other Fees

Overseas examination fees

Textbooks

Student Services and Amenities Fee (Max. $281/year)

Incidental unit costs

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